I Graduated High School Ten Years Ago, Here’s What the Past Decade Has Taught Me

…To the class of 2020, may the odds be ever in your favor.

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Photo by jose aljovin on Unsplash

Find a Mentor & Observe Their Mistakes

Yes, it’s true that making mistakes is part of being human and necessary for personal growth. Our blunders are humbling, they teach us to recognize when we’re at fault, and to show compassion towards the transgressions of others. We are a naturally flawed species, not one of us is perfect.

Start Investing Early

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Photo by Carlos Muza on Unsplash
  • Purchase a Certificate of Deposit. CD’s are interest-bearing accounts similar to having savings that you cannot touch for a certain period of time. They’re safer than stocks and are insured by the FDIC. When you’re X amount of years down the road and looking to make a major purchase or reinvest, that money will be there waiting. If you’re in high school, I would highly recommend doing this ASAP!
  • Get a secured credit card. Okay, this is more of an “investment” in your future. No one really ever taught me what it meant to have credit, so I just assumed I could go through life not having any if I paid everything in cash. Now I’m almost 29 and trying to make up for lost time so that I can get a home of my own later on. Credit matters, and having no credit looks about the same as having bad credit to most lenders.

Lack of Planning Has Consequences

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Photo by Will H McMahan on Unsplash

Planning Doesn’t Always Guarantee Success

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Photo by Claudia Wolff on Unsplash

You Don’t Need a Pet Right Now

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Photo by Roberto Nickson on Unsplash

Kim, People are Dying

Okay, I’m secretly a KUWTK binge-watcher. If you’re not familiar with the show, here’s the scene I’m referring to:

Video by Ayo Dreamer on Youtube

Your Past Can Affect You, But It Doesn’t Have to Define You

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Photo by Markus Spiske on Unsplash

Introverted animal lover and financial enthusiast. https://medium.com/the-millenial-investor

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